Venture Or Sapphire Preferred
Most importantly the sapphire preferred offers primary rental coverage while the venture card s benefit is secondary.
Venture or sapphire preferred. We consider the chase sapphire preferred card and capital one venture rewards credit card as mid range loyalty cards. The venture card offers up to 1 5x airline miles per dollar spent while the sapphire preferred offers 2x airline miles on dining and travel and 1x airline miles on other purchases. If you re ever involved in a fender bender while in a rental car the protection offered by the sapphire preferred can save you a lot of hassle and money. The venture card offers 2 miles per 1 spent on all purchases equal to 2 cash back when you redeem for travel whereas sapphire preferred awards double points only on travel and restaurant spending setting it back.
They do not provide the extensive travel benefits of the higher priced cards such as the chase sapphire reserve card but do offer a solid range of rewards and benefits at a lower price. The way you earn and redeem rewards with each card is. Read capital one venture review capital one venture rewards credit card chase sapphire preferred card credit card interest rates fees purchase apr 17 24 to 24 49 variable based on your creditworthiness and other factors. Earn 2x points on.
Here s the break down. While sapphire preferred and venture have a slight overlap in rewards they provide different reward rates on other purchases. It makes sense to start with credit cards that have reasonable annual fees. Unlike the venture card the sapphire card lets you redeem points for cash back and merchandise as well as travel.
If you have both the venture and sapphire preferred you can use the sapphire preferred on dining and travel to get 2 ultimate rewards points per dollar then switch to the venture to earn 2 venture. For the average person the rewards earned are valuable enough to offset an annual fee of 95. The sapphire preferred card gives more choices in how you use your points. The sapphire preferred card also.
Both the chase sapphire preferred and the capital one venture have reasonable annual fees.