Water Backup Sump Pump Coverage

What is water backup coverage.

Water backup sump pump coverage. Water backup coverage also called sewer or sump pump backup coverage is one of the more popular and useful homeowners insurance endorsements that you can add to your policy. If water backs up from a sewer or drain within your home or if water discharges or overflows from your sump pump this coverage can help cover the loss up to a specified dollar amount. Water backup coverage is an optional add on to your homeowner s insurance policy. This coverage may help pay for water damage resulting from a backed up drain or sump pump.

How much does water backup coverage cost. The water backup and sump overflow endorsement is an add on to your homeowners insurance because usually this type of coverage is excluded without this add on. For instance it may help cover the cost of replacing furniture or removing water after an unexpected backup. Water backup and sump pump discharge or overflow.

This endorsement provides coverage for damage resulting from water which backs up through sewers or drains or which overflows from a sump french drain or sump pump even if the sump pump fails. If your pump breaks down water could flood your basement. For instance it may help cover the cost of replacing furniture or removing water after an unexpected backup. This does not include coverage for flood or surface water backup.

Water backup coverage is an optional add on to a homeowners insurance policy. Our water damage and sump pump failure coverage is designed to mitigate the cost of repairs caused by water leaking into a home due to a backed up drain or an. Water backup and sump pump failure coverage is an optional add on that can put your mind at ease. This coverage may help pay for water damage resulting from a backed up drain or sump.

Water backup coverage is an optional endorsement that you can add to your homeowner s insurance policy. Does home insurance cover water damage. What is water backup coverage. Talk to your independent agent to learn more about water backup coverage.

Buy a battery backup to keep your sump pump running when the power goes out or buy a water powered backup sump pump. Grange insurance offers an endorsement called backup of sewer and drains that you can add to your homeowners insurance policy. Water damage due to sump pump failure can be costly. This coverage may help pay for water damage resulting from a backed up drain or sump pump.

The average cost of water backup and sewer coverage may range from 50 to 250 per year with limits of coverage from 5 000 to the full replacement cost of your home. What is water backup and sump pump overflow coverage.